Innovation Forum: What We Can Learn from Mortgage Lending Patterns about Disparity and Opportunity


January 26, 2016
9:30am-11:30am, 9:00am registration


1 Beacon Street
4th Floor Conference Room
Boston, MA 02108

In its annual report on mortgage lending patterns, Changing Patterns, the Massachusetts Community & Banking Council (MCBC) highlights differences among lending patterns by race, income, and community. The report shows that in 2014, blacks in Boston made up 21.0% of households, but received only 3.6% of loans, while Latinos made up 13.7% of households and received 4.0% of loans.  In Greater Boston, blacks were 7.3% of households and received 2.0% of loans, while Latinos were 6.8% of households and received 3.2% of loans.
Join us as Jim Campen, the report’s author, presents the data from the most recent report, Changing Patterns XXII. This interactive session will then use the report as a tool to explore with a panel of experts why these patterns have emerged and allow participants to dig into the data and issues behind them through an in-depth conversation on issues of racial and income disparities, homeownership barriers, and potential solutions to emerging patterns of concern.

Key Presenter: Jim Campen, Professor Emeritus of Economics at UMass Boston

Expert Panel:

  • Moderator: Esther Maycock-Thorne, President, MAHA: 
  • Steven L. Antonakes, Senior Vice President and Chief Compliance Officer, Eastern Bank
  • Kathleen Engel, Research Professor, Suffolk University Law School
  • Ana Patricia Munoz, Director, Community Development Research and Communications, Federal Reserve Bank of Boston

Registration deadline: 

Friday, January 22, 2016

Type of event: 

Innovation Forum

Learning area: 

Real Estate Development

Main document groups: 

Mortgage Lending Forum Documents