Innovation Forum: Changing Patterns XXIII


March 7, 2017
9:30am - 11:30am; registration and refreshments at 9:00am

Location: Madison Park Hibernian Hall Ballroom

In its twenty-third annual report on mortgage lending patterns, Changing Patterns XXIII, the Massachusetts Community & Banking Council (MCBC) offers information on patterns of mortgage lending in the City of Boston, Greater Boston, and Massachusetts. This interactive session will then use the report tool to explore with a panel of experts why these patterns have emerged and allow participants to dig into the data and issues behind them to have an in-depth conversation on issues of racial and income disparities, homeownership barriers, and the potential solutions to emerging patterns of concern.

The report covers:

  • The Level and Composition of Mortgage Lending
  • Borrower Race/Ethnicity and Income
  • Neighborhood Race/Ethnicity and Income
  • Denials of Mortgage Applications
  • Lender Activity
  • Legislative and Regulatory Developments

The report and supplemental materials can be viewed at

Event Agenda:

9:00 Breakfast and Registration

9:30 Welcome and Introduction- Dana LeWinter, Executive Director, MCBC 

9:40 Presentation of Key Data Findings- Jim Campen, Changing Patterns XXIII Author, Professor Emeritus of Economics at the University of Massachusetts Boston

10:00 Expert Panel

Moderated by Elliot Schmiedl, Director of Homeownership, Massachusetts Housing Partnership

Jeremiah Battle, Staff Attorney, National Consumer Law Center

Renee Owens, Community Mortgage Loan Officer, Blue Hills Bank

Karen Wiener, Chief Operating Officer, Citizens’ Housing and Planning Association

10:35 Small Group Discussions

11:15 Aha Moments and Panelist Feedback

11:30 Close

Registration fee: 


Type of event: 

Innovation Forum

Learning area: 

Real Estate Development